Benefits for Consumers 
   
 Up to 10% in cashback offers 
  Up to 7% in discounts at Benefits+(Plus) stores 
  30% income tax deduction equivalent to tax deductions for cash payments for year-end tax settlements, up to 40% in tax deductions for payments made at traditional markets 
   
 Benefits for Businesses 
   
 0% credit card commission for small businesses with annual sales revenue of up to KRW 500 million (1% for businesses with annual sales between KRW 500 million and KRW 1 billion) 
  Registering a business (corporate) card to receive cashback and tax benefits 
  Securing stable streams of sales revenue as the money charged to all Incheon e-Eum Card must be spent inside Incheon